:root{
  --navy:#12284A; --cobalt:#2E4FD8; --cobalt-bright:#4F6FF0;
  --bg:#FFFFFF; --soft:#F5F7FA; --ink:#141E30; --slate:#68748A;
  --line:#E4E8EF; --charge:#E8A33D;
  --serif:'Source Serif 4', Georgia, serif; --sans:'Inter', -apple-system, sans-serif;
  --ease:cubic-bezier(0.22,1,0.36,1);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);background:var(--bg);color:var(--ink)}
h1,h2,h3{font-family:var(--serif);font-weight:600;letter-spacing:-0.012em}
h1 b,h2 b{color:var(--cobalt);font-weight:600}
.wrap{max-width:1200px;margin:0 auto;padding:0 48px}
.label{font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--slate);font-weight:600}
section{padding:90px 0}
.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s var(--ease),transform .6s var(--ease)}
.reveal.in{opacity:1;transform:none}
.btn{display:inline-flex;align-items:center;gap:10px;font-size:15px;font-weight:500;padding:14px 28px;border-radius:2px;cursor:pointer;border:1px solid transparent;transition:all .3s var(--ease);text-decoration:none}
.btn-primary{background:var(--cobalt);color:#fff}
.btn-primary:hover{background:var(--cobalt-bright)}
.btn-line{border-color:#CBD3DF;color:var(--ink)}
.btn-line:hover{border-color:var(--cobalt);color:var(--cobalt)}
nav{position:fixed;top:0;left:0;right:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-inner{max-width:1200px;margin:0 auto;padding:0 48px;height:74px;display:flex;align-items:center;justify-content:space-between}
.wm{display:flex;align-items:center;text-decoration:none}
.nav-links{display:flex;gap:32px;align-items:center}
.nav-links a{color:#42506A;text-decoration:none;font-size:14px;font-weight:500}
.nav-links a:hover{color:var(--cobalt)}
.nav-links a.active{color:var(--cobalt)}
@media(max-width:900px){.nav-links{display:none}}
.page-head{padding:190px 0 70px;position:relative;overflow:hidden}
.page-head::before{content:'';position:absolute;right:-220px;top:-120px;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle, rgba(46,79,216,.08), transparent 65%)}
.page-head h1{font-size:clamp(38px,4.8vw,62px);line-height:1.08;max-width:20ch;color:var(--navy);margin-top:16px}
.page-head .sub{margin-top:22px;font-size:18px;line-height:1.65;color:#4A5872;max-width:58ch}
.crumb{font-size:13px;color:var(--slate)}
.crumb a{color:var(--slate);text-decoration:none}
.crumb a:hover{color:var(--cobalt)}
.sec-head{max-width:720px;margin-bottom:52px}
.sec-head h2{font-size:clamp(28px,3vw,40px);line-height:1.15;color:var(--navy);margin-top:14px}
.sec-head p{margin-top:16px;font-size:16.5px;line-height:1.65;color:#4A5872}
.soft{background:var(--soft)}
.tag{font-size:12px;padding:4px 10px;background:var(--soft);border-radius:2px;color:#42506A}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
@media(max-width:1000px){.grid3,.grid4{grid-template-columns:1fr 1fr}}
@media(max-width:700px){.grid2,.grid3,.grid4{grid-template-columns:1fr}}
.panel{background:#fff;border:1px solid var(--line);border-radius:2px;padding:36px;transition:border-color .3s}
.panel:hover{border-color:var(--cobalt)}
.panel h3{font-size:21px;color:var(--navy);margin:10px 0 10px}
.panel p{font-size:14.5px;line-height:1.65;color:#4A5872}
.panel .num{font-family:var(--serif);font-size:30px;font-weight:600;color:var(--cobalt);font-variant-numeric:tabular-nums}
.cta{background:var(--navy);position:relative;overflow:hidden}
.cta::after{content:'';position:absolute;right:-160px;bottom:-260px;width:520px;height:520px;border-radius:50%;border:1px solid rgba(255,255,255,.14)}
.cta h2{font-size:clamp(28px,3.6vw,44px);color:#fff;max-width:24ch;margin-top:14px}
.cta p{margin-top:18px;color:rgba(255,255,255,.82);font-size:16.5px;max-width:54ch;line-height:1.65}
.cta .label{color:rgba(255,255,255,.65)}
.btn-white-solid{background:#fff;color:var(--navy)}
.btn-white-solid:hover{background:#E9EDF5}
.btn-ghost-w{border-color:rgba(255,255,255,.5);color:#fff}
.btn-ghost-w:hover{border-color:#fff}
.btn-row{display:flex;gap:16px;margin-top:34px;flex-wrap:wrap}
footer{background:#fff;border-top:1px solid var(--line);padding:64px 0 36px}
.f-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:44px}
@media(max-width:800px){.f-grid{grid-template-columns:1fr 1fr}}
.f-grid h4{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);margin-bottom:16px;font-weight:600}
.f-grid a{display:block;color:#42506A;text-decoration:none;font-size:14px;padding:5px 0}
.f-grid a:hover{color:var(--cobalt)}
.f-note{font-size:13px;color:var(--slate);line-height:1.7;max-width:38ch;margin-top:18px}
.f-bottom{margin-top:48px;padding-top:22px;border-top:1px solid var(--line);display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:13px;color:var(--slate)}
.f-bottom a{color:var(--slate);text-decoration:none;margin-left:22px}
.f-bottom a:hover{color:var(--cobalt)}
@media(max-width:800px){.wrap{padding:0 24px}section{padding:64px 0}.page-head{padding:150px 0 56px}}